Fuel your business
growth with the
right financing.

From micro enterprises to growing SMEs — get the capital you need for expansion, equipment, inventory, or working capital.

Asian entrepreneur using tablet for business
Two options, one goal:
your business success.
Whether you're just starting out or scaling up, we have a financing solution that fits.
🌱

Micro Loan

For micro & small enterprises

Designed for small businesses, sole proprietors, and micro enterprises that need quick access to smaller amounts of capital to keep operations running or seize new opportunities.

Loan Amount RM 5,000 — RM 50,000
Interest Rate From 4% p.a.
Tenure 6 months — 5 years
Approval Time As fast as 48 hours
Collateral Not required
🏢

Business Loan

For SMEs & growing businesses

Built for established businesses ready to scale. Fund expansion plans, purchase equipment, increase inventory, or secure working capital with competitive rates and flexible terms.

Loan Amount RM 50,000 — RM 500,000
Interest Rate From 3.5% p.a.
Tenure 1 — 7 years
Approval Time 3 — 5 working days
Collateral May be required
We understand Malaysian businesses.
From pasar malam stalls to tech startups — we've helped businesses of all sizes get funded.
👥

SME Specialists

Deep expertise in Malaysian SME lending landscape and government-backed schemes.

🏛

Multi-Bank Access

We compare offers from 10+ banks and financial institutions to find your best deal.

📝

End-to-End Support

From documentation to disbursement, our team handles the heavy lifting for you.

🚀

Government Schemes

Access to TEKUN, MARA, SME Bank, CGC, and other government-backed financing.

Built for every stage of business.
Whether you're starting, growing, or expanding — we've got a solution.
Asian team collaborating in modern office
From application to funding.
We guide you through every step of the business loan process.
1

Free Consultation

Tell us about your business and funding needs. We'll recommend the best option.

2

Document Preparation

Our team helps you compile and organize all required documents.

3

Bank Submission

We submit your application to the most suitable banks and follow up on your behalf.

4

Approval & Disbursement

Once approved, funds are disbursed directly to your business account.

Who can apply?
Basic requirements for business and micro loan applicants.
What to prepare.
Have these ready for a faster application process.
Common questions.
Micro loans are designed for smaller businesses needing RM 5,000 — RM 50,000 with faster approval and no collateral. Business loans offer larger amounts (up to RM 500,000) for established SMEs, with longer tenures and potentially lower rates. Our consultants will recommend the best fit for your situation.
Yes, businesses registered for at least 6 months with SSM can apply. For businesses under 6 months, we can explore alternative options like personal loans for business use or government-backed startup schemes through TEKUN or MARA.
Micro loans are fully unsecured — no collateral needed. For larger business loans, collateral may be required depending on the loan amount and the bank's requirements. We'll always explore unsecured options first.
Absolutely. We serve sole proprietors, partnerships, and Sdn Bhd companies. The documentation requirements may vary slightly, but our team will guide you through everything needed for your specific business structure.
Yes, we can help you access various government schemes including TEKUN Nasional, MARA financing, SME Bank facilities, and Credit Guarantee Corporation (CGC) backed loans. These often offer more favorable terms for eligible businesses.

Ready to grow your business?

Let's find the right financing for your business goals. Free consultation, no obligation.

Apply Now →
Asian business professionals discussing financing